Home Loans


Which Loan Type Is Right for You?

New American Funding offers a variety of home mortgage products, so we can help nearly everyone at any stage of life. We know the importance of getting a deal on your home loan, and that everyone has a unique situation and goals. That’s why we provide every client with personalized, individual attention.

Our products are created to cater to your needs so that we can offer positive lending solutions. Find our home mortgage products below.

Find out about your home loan preapproval options.

Explore mortgage types and mortgage loan options.


This mortgage loan allows down payments as low as 3.5% and easier credit qualification than other loan types

Conventional Loan

Down payments as low as 3%. Fewer restrictions than government-guaranteed loans, conventional loans offer more flexible terms and program benefits

Cash Out Refinance

Turn your home’s equity into cash. Pay off high-interest debt, make home improvements, and more!

30 Year Fixed Rate Mortgage

Offers steady monthly payments over a 30 year term, more affordable payments as compared to mortgages with shorter terms

15 Year Fixed Rate Mortgage

15 year fixed rate mortgage loan lets you pay off your home loan faster and reduce your interest payments over the life of the loan

VA Loan

No down payment required. Special terms available to veterans and active duty military


Get lower interest rates and lower payments for an introductory period

Home Improvement

Get cash to renovate your home or buy a fixer-upper

Reverse Mortgage

Loan for homeowners over age 62 to use their home equity and reach their financial goals

Interest Only

Take charge of your finances and lower your initial payments

Jumbo Loan

Get financing for the home you really want