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Preapproval FAQ

Home loan preapproval FAQs:

What documents do I need for a preapproval?

Have income documents like W-2s from the past two years, pay stubs, and your driver’s license ready.


How long does it take to get preapproved for a home loan?

Usually just a day or two! Contact us today to get started.


What credit score do I need?

It depends, but home loans are approved for borrowers with FICOs in the 500s.


How much down payment do I need?

You could buy a home with little to no money down. Talk to a loan consultant about your options.


What’s the difference between a preapproval and prequalification?

A preapproval is a more substantial indication of what amount you’ll qualify, and it usually involves a credit check. A prequalification letter is an estimate of what you may qualify for based on the figures you report.


How do I get started?

Get in touch with a loan consultant and we’ll walk you through the process.

Every borrower’s circumstance is different and our loan consultants will get to know your personal situation so we can help guide you through the preapproval process. Even if your credit isn’t perfect, or if you have a low down payment, there are loan programs designed to accommodate you. Get in touch with us today to see how we can help you get preapproved for a home loan and become a homeowner.

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